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Investment Philosophy

Helping you Create a Bright Financial Future:

Total Wealth Solutions for Peace of mind now and for your future.

With Avantax and the 8 Wealth Management Issues.

Helping You Create a Bright Financial Future. Independent Ideas. Topnotch advice. Peace of Mind.

Investment Philosophy and Mission

I believe that hard core financial, tax and estate planning must be integrated with your family virtues and values for a lasting legacy.

At our firm, we have you the client's values and interest first and foremost in mind. Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that's designed to address your individual situation.

We understand the challenges families face today. We believe that true wealth includes the human and intellectual assets that make up the family. We recognize that when parents expand their focus to include the family's values as well as material assets, there is a greater chance that the family wealth can last and create a legacy reflecting and extending a family's heritage, faith and life's purpose.

From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you fulfill your goals.

We believe in thinking "out of the box" and are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.

Our investment philosophy serves to focus on fulfilling the family values and financial goals that support your well-being both today and in the future.

Although I believe in traditional Asset Allocation as supported by "Modern Portfolio Theory" - advocated by most advisors and firms today; I firmly feel that it is merely a tool but not the complete answer. I believe additional measures must be taken in order to better prepare for today's market risk.

I believe that in order to guard and grow your investments, you must do so by stepping outside of the "style box". In this, we advocate asset allocating not only amongst investment styles, but also amongst investment strategies.

By allocating amongst a combination of long-term domestic, global equity and business sector trending strategies, very conservative hedging strategies, non-correlated alternative asset strategies and unique fixed income strategies, I feel that some amount of today's market risk can be reduced.

The investment process is created with a conservative fundamental discipline which is framed by this philosophy.

Imagine Peace of Mind...If you have been seeking guidance on personal finance, and if in addition to solid financial advice you would like your money to more fully reflect your core values and purpose, contact us today. It would be our pleasure to discuss with you our approach to wealth management, experience, results, integrity, and commitment to building lifelong relationships - starting with you.

*Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. Investments are subject to market risks including the potential loss of principal invested. The client acknowledges that the representative is relying upon the client information (e.g., risk tolerance, time horizon, and investment objective) for the purposes of providing recommendations to the client. The client agrees to give the representative notice of any significant changes in the client information and to provide the representative with any additional information that the Advisor may reasonably request.

Unique Process and Products

Investment Management** Process

Manage the Three Greatest Risk Factors:

  1. Structure of Asset Allocation * - Portfolio should be well-balanced depending on the client's current situation, risk tolerance as well as future goals and needs
  2. Monitor and Re-balance Asset Allocation - Continuous ongoing process where re-balancing is triggered depending on changes in the market and the balance in the portfolio. Portfolio is realigned to stay on track with clients current situation, risk tolerance as well as future goals and needs.
  3. Correlation of the Investments, Funds and Managers - Investments are not recommended until a thorough review of past performance is complete as well as confirmation that the fund is geared towards its stated objectives. Also, each individual investment must fit in and interrelate with others within a portfolio.

Investment and financial planning services are offered by Tim Riley through his affiliation with Avantax.

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